Medical Aid for Everyone
Medical aid is the premium private healthcare cover offered by medical schemes in South Africa. It is available to any person who can afford it, irrespective of their age or health status. Our medical aid partner can assist you with comparative quotes and plan information.
Please note this is medical aid, NOT medical insurance.
Options
We have partnered with 12 of South Africa’s leading medical schemes and gap cover insurers.
Affordable
An agent will assist you with finding the best medical aid plan to suit your budget and healthcare needs.
Convenience
Our partners will guide you from A to Z to ensure that you have the right cover as soon as possible.
Did you know?
If you join a medical aid after the age of 35, you are liable for a late joiner penalty (LJP) which will be included in the monthly contribution for as long as you remain covered by the scheme.
Is medical aid essential?
Medical aid is an optional cover in South Africa. You do not need to have a medical aid if you are satisfied with public healthcare services (government clinics and hospitals), which are available to all South African residents.
However, most South Africans do prefer private health services which can be expensive. Medical aid ensures that you have the cover for private healthcare services when you need it.
You can choose between a hospital plan or comprehensive cover.
- Hospital plans will only cover the medical bills when in a hospital and allows you to access a private hospital.
- Comprehensive medical cover will pay for the in-hospital as well as day-to-day medical care (out-of-hospital).
How To Choose A Medical Aid?
Your choice of medical aid depends on a number of factors. Given the tough economic environment, here are three questions that you should ask yourself when choosing a medical aid.
- Does the medical aid have a reliable track record?
Age of the medical scheme matters. Any medical scheme that has weathered the changes and hardships of the industry to date is obviously well managed. - How many members trust the medical aid?
Numbers matter. Medical schemes pool the resources of all members to pay for the healthcare expenses of those that need care. More members means more resources. - Are there affordable plans for my budget?
Your budget matters. Your affordability is as unique as your healthcare needs. Your medical aid of choice should offer a range of plans for all budgets.
